Business Savings & Money Market

• Business Checking
• Business Savings & Money Market
• Business Debit & Credit Cards

Our commercial savings accounts allow you to earn interest on your balance while keeping your funds readily accessible.

Commercial Money Market Tiered interest rates on balance (see current rates) Interest compounded & paid monthly No monthly maintenance fee if $2,500 minimum balance is maintained. If balance falls below $2,500, a $10 monthly maintenance fee applies. Unlimited in-bank and ATM transfers and withdrawals Up to 6 transactions per statement cycle Monthly statement provided Service charges based on activity: Each deposit.................. $0.15 Each deposited item...... $0.05 Sales tax may apply to fees Get Started

Disclosures Regarding Electronic "Wholesale Credit" Transactions Subject to Uniform Commercial Code Article 4A

Provisional Payment:
Credit given by us to you with respect to an automated clearing house credit entry is provisional until we receive final settlement for such entry through a Federal Reserve Bank. If we do not receive such final settlement, you are hereby notified and agree that we are entitled to a refund of the amount credited to you in connection with such entry, and the party making payment to you via such entry (i.e. the originator of the entry) shall not be deemed to have paid you in the amount of such entry.
 
Notice of Receipt of Entry:
Under the operating rules of the National Automated Clearing House Association, which are applicable to ACH transactions involving your account, we are not required to give next day notice to you of receipt of an ACH item and we will not do so. However, we will continue to notify you of the receipt of payments in the periodic statement we provide to you.
 
Choice of Law:
We may accept on your behalf payments to your account which have been transmitted through one or more Automated Clearing Houses ("ACH") and which are not subject to the Electronic Fund Transfer Act and your rights and obligations with respect to such payments shall be construed in accordance with and governed by the laws of the state of Iowa, unless it has otherwise specified in a separate agreement that the law of some other state shall govern.