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Home Equity Loans & Lines

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Home equity loans and lines of credit allow you to borrow against the equity you've built up in your home. Equity is the fair market value of your home minus any debt on the home. They can be used for a variety of purposes including:

  • Funding a renovation project
  • Covering major expenses (ex: a child's wedding)
  • Consolidating debt

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Home Equity Loans

Home equity loans allow you to receive a lump-sum of money to finance projects, cover major expenses, or consolidate high-interest debt.

Up to 90% combined loan-to-value financing is available.

Apply Online

Couple looking at remodel plans

Home Equity Lines of Credit

HELOCs function somewhat like credit cards. You can borrow as little or as much as you need, up to your credit limit. You only pay principal and interest on your outstanding balance.

Up to 90% combined loan-to-value financing is available.

Apply Online


Newly remodeled kitchen

Have Questions?

If you've got a question, just ask! Anything from "how much could I borrow?" to "what would my monthly payment be?"

Even if you're in the early stages of deciding whether or not a purchase is right for you, we're happy to answer your questions. It's what we're here for!

Ask a Lender

Contact a Local Lender

If you're unsure which solution would work best for you, just contact any of our local lenders. Don't worry; you don't need to be a financial guru to talk to us. We're happy to walk you through all your options.

Denise Fosse

Denise

Fosse

Story City

515-733-3135

Email Denise

NMLS#744780

Nathan Dykstra

Nathan

Dykstra

Garner

641-923-4305

Email Nathan

NMLS#1113589

Damon Quandt

Damon

Quandt

Garner

641-923-4302 

Email Damon

NMLS#1438196

Justin Reding

Justin

Reding

Garner

641-923-4121

Email Justin

NMLS#2175870


Looking to finish an existing application or check your loan's status?

Property insurance is required on all mortgages.

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