Home Equity Loans & Lines
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Home equity loans and lines of credit allow you to borrow against the equity you've built up in your home. Equity is the fair market value of your home minus any debt on the home. They can be used for a variety of purposes including:
- Funding a renovation project
- Covering major expenses (ex: a child's wedding)
- Consolidating debt
Home Equity Loans
Home equity loans allow you to receive a lump-sum of money to finance projects, cover major expenses, or consolidate high-interest debt.
Up to 90% combined loan-to-value financing is available.
Apply Online
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Home Equity Lines of Credit
HELOCs function somewhat like credit cards. You can borrow as little or as much as you need, up to your credit limit. You only pay principal and interest on your outstanding balance.
Up to 90% combined loan-to-value financing is available.
Apply Online
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Have Questions?
If you've got a question, just ask! Anything from "how much could I borrow?" to "what would my monthly payment be?"
Even if you're in the early stages of deciding whether or not a purchase is right for you, we're happy to answer your questions. It's what we're here for!
Ask a Lender
Contact a Local Lender
If you're unsure which solution would work best for you, just contact any of our local lenders. Don't worry; you don't need to be a financial guru to talk to us. We're happy to walk you through all your options.
Denise
Fosse
Story City
515-733-3135
Email Denise
NMLS#744780
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Nathan
Dykstra
Garner
641-923-4305
Email Nathan
NMLS#1113589
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Damon
Quandt
Garner
641-923-4302
Email Damon
NMLS#1438196
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Justin
Reding
Garner
641-923-4121
Email Justin
NMLS#2175870
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Looking to finish an existing application or check your loan's status?
Property insurance is required on all mortgages.